My friend Ginny Richards, a senior loan officer at Kind Lending in Ukiah, was just telling me about a new loan program from the California Finance Housing Agency (CalFHA). It’s called the California Dream for All Shared Appreciation Loan, and if you’re a first-time home buyer, it could be worth looking into. What is the … Read more
When it comes to buying an older home, some problems are annoying while others can pose a serious threat to your health. If you don’t like the color of the walls or the style of the kitchen, you can fix them. If the house contains lead or asbestos, the damage to your health can be … Read more
When it comes to making the biggest purchase of your life, a lack of experience and strong emotions can get in the way. Here are a few tips to be the best buyer you can be. Be Persistent Start by setting realistic expectations. It’s rare that the first house you see will be the one … Read more
When it comes to buying a home, it’s important to know exactly what you’re buying, its condition, and all the expenses you’ll be expected to cover. Real estate transactions can be complex and often require the expertise of many different people, from lenders to licensed contractors. Realtors can help you navigate the whole experience, providing … Read more
If you’ve been looking for a house to rent, then you know how hard it is. Almost nothing’s available in Ukiah, and the houses that are, feel overpriced. Rather than wasting time looking for a rental or spending too much for a house you don’t really want to live in, I have a suggestion: … Read more