Living Off Grid

Living Off-Grid     Last week I wrote about ways to save money on utilities. If you really want to save money on utilities, you can…

Save Money With a Home Office

   Save Money With a Home Office     If you are self-employed and working from home, you can reclassify some of your personal expenses to…

Don’t Wait for Peeling to Start Painting

     We all know houses need regular maintenance, but it can be hard to pull the trigger on expensive upkeep unless there’s a compelling…

Housing Legislation

What the New Housing Bill Means for You     After three decades of stalled efforts, the Senate just passed the first major housing bill in…

Capital Gains Tax Exclusion Loopholes

Capital Gains Tax Exclusion Loopholes     If you’re like many people, as soon as anyone starts talking about tax exclusionloopholes, your eyes start to glaze…

Reducing Utility Costs

Reducing Utility Costs     Have you ever wondered how sewer fees are determined? You may believe that cities charge each household based on that household’s…

Same House, Different Appraisal

Same House, Different AppraisalAlthough real estate appraisals are based on verifiable facts, the appraisals themselves are simply someone’s opinion about the value of a given…

Earthquake Insurance

Let’s Talk About Earthquakes     The 5.8 magnitude earthquake centered in Redwood Valley in June reminded many of us that we live in earthquake country.…

Capital Gains Explained

The Hidden Math Behind Selling Your Property     When people sell their home, they often assume their profit is the difference between what they owe…

Annexation Part 2

     Last week, I summarized my concerns regarding the proposed tax-sharing and annexation agreement between the City of Ukiah and Mendocino County. The current…

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