Real Estate Investing – What Are My Options?

Years ago, I wrote a series of columns about investing in real estate. Since I’ve recently gotten questions on this topic, I thought I’d dust off the old columns and bring them out for an encore. The most important question to start with is this: why should anyone invest in real estate? The answer: because … Read more

Changes to Home Loans for Veterans

2020 Changes Starting in 2020, U.S. military veterans will be able to qualify for more expensive home loans without having to come up with a down payment. When it comes to home loans, there’s a dividing line between conforming loans and jumbo loans. The maximum amount for a conforming loan right now in Mendocino County … Read more

Don’t Get Caught Without Fire Insurance

Because of California wildfires in recent years, insurance companies have issued substantial payouts to thousands of customers, which negatively affected their bottom line. In response, insurance companies are increasing premiums and denying coverage to the people who need it most. Here are some tips on how to maintain the insurance coverage we need in this … Read more

Selzer Realty Expands to “Selzer Realty & Associates RE/MAX GOLD”

Richard Selzer recently announced the expansion of his real estate company. “We are now Selzer Realty & Associates RE/MAX GOLD,” he said. Selzer says he plans to take full advantage of RE/MAX’s extensive digital marketing tools to continue “to provide our local clients with the exceptional service they’ve come to expect from us.” RE/MAX GOLD … Read more

Living with Wildfires—Time for Flood Insurance

As I mentioned last week, recent California wildfires have caused insurance companies to increase premiums and deny coverage to many of the homeowners who need it most. What I didn’t mention was the increased need for flood insurance in this new wildfire era, because flooding and mudslides are far more likely when the vegetation that … Read more

New Year’s Resolution: Shop Locally

Each year, many of us make new year’s resolutions to eat better, exercise more, invest in our relationships, learn a new skill, and lots of other self-improvement activities. Well, I propose we all add one to the list: to shop locally. I know this isn’t a new idea, but with the closing of two School … Read more

Guest Blog: Senior Living: How to Make the Best Choice

When you’re ready to downsize, figuring out what to do with your existing home is often the most difficult decision. The good news is that there are more options than you may realize. Consider the pros and cons of each option before finalizing your decision. Get Roommates While many people strictly recall their college days … Read more

How to Save on Home Renovations

Whether you’re renovating a home in preparation to sell or simply to enjoy living in it, it’s best to go into the process with clear goals in mind. A well-planned project will typically cost less and look better than a rushed job. Sleeping on big decisions is a great way to avoid impulse-buys that leave … Read more

Harris Quarry – Living with Reasonable Discomforts

On December 16, 2019, the Mendocino County Board of Supervisors voted 3 to 2 in favor of allowing the Harris Quarry in Willits to expand its operations by increasing its aggregate output and developing an asphalt plant. This has been 15 years in the making. Years ago, opponents of this expansion sued Harris Quarry on … Read more