How to Avoid Getting Dropped as a Real Estate Client

In my office, we have a list of individuals and organizations we won’t do business with—most are vendors, others are past clients who behaved so…

Way to Go, Ukiah!

Ukiah is my hometown and I love living here. I know it’s not perfect, but no place is. One of the many things I enjoy…

Play to Your Strengths

 For the past couple columns, you may have noticed that I’ve written about financial equations and analysis. This is my happy place. My favorite part…

Basic Finance 101: Compounding Interest

When it comes to buying real estate, many people tend to get a little overwhelmed by the financial side of things as they try to…

Water Rights for Homeowners

Many of us don’t think much about the water we use. If we turn on the tap and water comes out, we’re satisfied. When we…

Becoming a First-Time Homebuyer

Home ownership isn’t right for everyone, but it can be a great investment and provide a huge sense of satisfaction. Before you cross home ownership…

Mortgage Do’s and Don’ts

Buying real estate is one of the biggest investments you’re likely to make. As such, mortgage lenders have to make sure you can afford what…

Basic Finance: Internal Rate of Return

This is the second in a series about finance. Because saving for a down payment can have such an enormously positive impact on which property…

Homeowners Insurance and Wildfire Coverage

If your home burned in last fall’s wildfires, you may be interested in the following bills going through the state legislature right now.AB 1797: Replacement cost…

Adjustable Rate Mortgages

When you get a loan to buy a house, you can choose a fixed-rate or an adjustable-rate mortgage. A fixed rate means the interest rate…