Why Do Loans Cost So Much?
Recently, a fellow called me looking for a small, private-money loan of $14,000 to fund some home renovations. He had a credit score of 840,…
Author: Richard Selzer
Less Regulation, Less Expense
On April 28, the Ukiah Daily Journal reprinted a CalMatters.org story about how housing prices have hit a record high in California. The story opens…
Expensive Mistakes Homeowners Make
Owning a home can be costly in the best of times, so there’s no reason to waste money on expensive mistakes. Here are a few…
Spring Selling
Spring is a wonderful time to sell your house. The sun is out. Flowers are blooming. And especially this spring, people are ready to do…
Home Hardening – Preparing for Wildfires
On January 1, 2021, a new law took effect that requires sellers to disclose whether their residential property has been hardened against the threat of…
Competing in a Hot Housing Market
If you’ve been house hunting, you know the local market is tight. Supply is down which forces prices up. Although Mendocino County is more affordable…
Drought is Coming
In case you haven’t noticed, the whole state of California—including Mendocino County—has been short on rainfall this year. Between October and March (the rainy season),…
Well-Informed Versus Over-Regulated
I was talking with recently elected District 1 Mendocino County Supervisor Glenn McGourty about the challenges we face with housing in the Ukiah area—both a…
Get the Most (Money) Out of Your Home Office
When the pandemic hit, many people were forced to work from home. Now, a significant number of those folks are choosing to work from home…
Good for Buyers and Sellers
Since homebuyers want to purchase their new house at the lowest possible price and sellers want to sell that house at the highest possible price,…