Housing Affordability – Is Now the Time to Buy?

Every quarter, the California Association of Realtors publishes an update to the Housing Affordability Index, a measure of the percentage of households that can afford…

10 Years Ago

Exactly 10 years ago this week, I started writing this weekly real estate column. Here was the inaugural column.By way of introduction, I’m Dick Selzer…

What Homebuyers Need to Know

When it comes to buying a home, it’s important to know exactly what you’re buying, its condition, and all the expenses you’ll be expected to…

Is a Housing Bubble About to Burst?

Folks have been asking whether they should be concerned about a housing bubble bursting like it did in 2008. Rest assured--there is no housing bubble.…

California Unveils Shared Loan Program for First-Time Buyers

My friend Ginny Richards, a senior loan officer at Kind Lending in Ukiah, was just telling me about a new loan program from the California…

Mold is Serious Business

In the past, I’ve addressed the risks posed by asbestos and lead. This week, I’ll tackle the dangers of mold. Not all mold is created…

A Doable New Year’s Resolution: Maximizing Your Credit Score

Now that we’re a few weeks into 2023 and your new year’s resolutions are already starting to seem like more trouble than they’re worth, may…

How Does Inflation Affect My Ability to Buy a House?

This is one of my favorite quotes from my all-time favorite president:“Inflation is as violent as a mugger, as frightening as an armed robber, and…