A Scam You Don’t Really Need to Worry About
Recently, a Ukiah homeowner reached out to me, concerned about a letter he received offering insurance to protect against scam artists who might want to…
Author: Richard Selzer
Senior Living: How and When to Downsize
When you’re ready to downsize, figuring out what to do with your existing home is often the most difficult decision. The good news is that…
The Financial Benefits of Home Ownership
Last week, I wrote about some of the tax benefits that come with home ownership. Here are more ways to maximize the financial benefits of…
An Expensive Calamity
Most folks in Mendocino County have heard of the Assessor’s Office, the Auditor’s Office, and the Tax Collector’s Office, but very few could tell you…
Spring Cleaning to Avoid Disaster
Spring cleaning is kind of like exercising—the benefits are great, but it’s hard to get yourself to do it. Here’s a little pep talk about…
Updating Your Homeowners’ Insurance Policy
When you purchase a home, lenders almost always require you to acquire homeowners’ insurance. What they don’t tell you is that they are primarily looking…
School Impact Fees – A Tradition of Inaccurate Assessments
The State of California allows public school districts to impose impact fees (also called developer fees) on new residential and commercial construction, based on the…
The Tax Benefits of Home Ownership
Home ownership comes with many benefits, including tax advantages. Here are a few ways that owning a home can save you money.Mortgage Interest DeductionWhen you…
Spring Cleaning to Avoid Disaster – Part II
As I mentioned last week, spring cleaning is kind of like exercising—the benefits are great, but it’s hard to get yourself to do it. Here’s…
Which Type of Mortgage is Right for you?
When you apply for mortgage to buy a home, the options can be confusing, even overwhelming. Figuring out which loan is right for you depends…