Where do Lenders Get The Money to Make Loans?
In the days before giant federal lenders, local savings and loans (S&Ls) used money from depositors to make loans. S&Ls charged interest on the principal…
Author: brad
Good Record Keeping Is Worth the Effort
Many of us are not as organized as we’d like to be, but sometimes it’s worth extra effort to organize records pertaining to real estate…
Avoid Pest and Fungus Problems – Part II
Last week, I reviewed several tips to avoid pest and fungus problems. This week, I’ll provide several more. As a reminder, when it’s time to…
Natural Hazard Disclosures
Natural Hazard Disclosures (NHDs) are required for virtually every real estate transaction (and if they’re not required for yours, you should get one anyway). An…
Would You Like To Be Paid To Save Money? Consider Energy Rebates
I’ll start by saying I’m not generally in favor of government rebates or subsidies. If investing in something does not make sense without a rebate,…
Home Warranties: an Excellent Investment
Most homeowners are familiar with homeowners insurance, which covers catastrophes like natural disasters or theft, but not everyone is familiar with home warranties, which cover…
What To Do After Suffering a House fire
Since the devastating fires in Lake County last year, posts about wildfire and house fire recovery tend to catch my eye. State Farm Insurance recently…
Avoid Pest and Fungus Problems – Part I
When properties go on the market, one of the most common inspections is the pest and fungus inspection. Most buildings, even new ones, have some…
Realtors Sift Through Online Jungle
When prospective homebuyers think about jumping into the market, they like to see what’s for sale in their price range with the amenities they’re looking…
What Do Buyers Really Want? The Secret Homebuyer Checklist – Part II
Last week I reviewed a list of items to consider when buying a home. As a homebuyer, you typically know how many bedrooms you need,…