An Ounce of Prevention – Home Safety Edition Part II
There’s no way to be perfectly safe unless we live in a bubble. However, there are plenty of things we can do to reduce risk.…
Author: Richard Selzer
Homeowners’ Insurance Falls Victim to Regulation
Like most people, I don’t like paying high insurance premiums, but I do like being protected against catastrophic losses like those I would face if…
How to Hire for Home Repairs
Are you considering a home remodel or building a new house? Here are some questions you should ask before you choose a contractor or other…
A Scam You Don’t Really Need to Worry About
Recently, a Ukiah homeowner reached out to me, concerned about a letter he received offering insurance to protect against scam artists who might want to…
Senior Living: How and When to Downsize
When you’re ready to downsize, figuring out what to do with your existing home is often the most difficult decision. The good news is that…
An Ounce of Prevention – Home Safety Edition
Every day, hospital emergency departments are full of patients who didn’t expect to be there. Life has a way of throwing surprises our way—some good,…
New Safety Law for Balconies
In June of 2015, a dozen or so UC Berkeley students were celebrating a friend’s twenty-first birthday out on the balcony of a fifth-floor apartment…
Housing Affordability – Is Now the Time to Buy?
Every quarter, the California Association of Realtors publishes an update to the Housing Affordability Index, a measure of the percentage of households that can afford…
Updating Your Homeowners’ Insurance Policy
When you purchase a home, lenders almost always require you to acquire homeowners’ insurance. What they don’t tell you is that they are primarily looking…
School Impact Fees – A Tradition of Inaccurate Assessments
The State of California allows public school districts to impose impact fees (also called developer fees) on new residential and commercial construction, based on the…