Buying a Home? The Timing on Inspections Matters
I’ve talked about home inspections many times, but I don’t usually talk about the impact of timing. If you’re buying a home, it’s important to…
I’ve talked about home inspections many times, but I don’t usually talk about the impact of timing. If you’re buying a home, it’s important to…
In early 2022, mortgage rates were down around 2.5 percent. Today, they’re closer to 7.5 percent. On a 30-year, fixed-rate loan, this means your monthly…
This is part of my series on home safety, and it continues on last week’s theme of protecting kids. Previously, I talked about indoor hazards.…
There’s no way to be perfectly safe unless we live in a bubble. However, there are plenty of things we can do to reduce risk.…
Like most people, I don’t like paying high insurance premiums, but I do like being protected against catastrophic losses like those I would face if…
During hot Ukiah summers, those of us who can’t live without air conditioning receive eye-popping energy bills. One way to reduce those bills is to…
As summers get hotter and hotter, it takes more energy to keep them cool. Here are some ways to keep costs—and temperatures—down.Shade treesOne of the…
This is part of my series on home safety, this time focusing on kids.Little kids explore and get into stuff. They put things in their…
Every day, hospital emergency departments are full of patients who didn’t expect to be there. Life has a way of throwing surprises our way—some good,…
In June of 2015, a dozen or so UC Berkeley students were celebrating a friend’s twenty-first birthday out on the balcony of a fifth-floor apartment…