Buying a Home? The Timing on Inspections Matters

I’ve talked about home inspections many times, but I don’t usually talk about the impact of timing. If you’re buying a home, it’s important to know which inspections to get and when to do a final investigation of the property’s condition. You’ll want to make sure that all the agreed-upon work has been done to … Read more

Home Energy Audits

During hot Ukiah summers, those of us who can’t live without air conditioning receive eye-popping energy bills. One way to reduce those bills is to stop using so much air conditioning, but who wants to sit around and sweat? A far more comfortable way to reduce costs is to improve your home’s energy efficiency. Energy … Read more

Mortgage Rules You Should Break

In early 2022, mortgage rates were down around 2.5 percent. Today, they’re closer to 7.5 percent. On a 30-year, fixed-rate loan, this means your monthly payment would be up by 77 percent. Talk about financial whiplash! Even though, historically speaking, interest rates have returned to normal for single family homes (between 6 and 8 percent), … Read more

Keep Your House Cool

As summers get hotter and hotter, it takes more energy to keep them cool. Here are some ways to keep costs—and temperatures—down. Shade trees One of the best ways to keep houses cool is to shade them from direct sunlight. Deciduous trees on the west and south sides of your home can reduce the overall … Read more