Which Type of Mortgage is Right for you?

When you apply for mortgage to buy a home, the options can be confusing, even overwhelming. Figuring out which loan is right for you depends…

Why Do Loans Cost So Much?

Recently, a fellow called me looking for a small, private-money loan of $14,000 to fund some home renovations. He had a credit score of 840,…

All Kinds of Loans – Part III

This is the third in a series describing the various types of real estate loans. Whether you have excellent credit or no credit, whether you’ve…

California Unveils Shared Loan Program for First-Time Buyers

My friend Ginny Richards, a senior loan officer at Kind Lending in Ukiah, was just telling me about a new loan program from the California…

How to Make Sure Your Offer Gets Chosen Above the Rest

Last week, I shared information about how to be the buyer whose offer is accepted. While I cannot provide a fail-safe way to guarantee your…