After years of drought, many of us are pleased to hear that it may be a wet winter; however, some of us get a little nervous when we hear meteorologists predicting a La Nina year after wildfires, because that can mean flooding and potentially, mudslides. If you buy a home in a federally designated flood … Read more
Last week, I shared information about some of the important coverage homeowners insurance provides, from structural damage to personal property replacement to liability insurance. I also mentioned why it is critical to read your policy’s fine print: so you understand what’s covered and what isn’t. Most of us don’t think a disaster will befall us, … Read more
After years of drought, many of us are pleased to hear that it is supposed to be a wet winter; however, some of us get a little nervous when we hear meteorologists predicting an especially strong El Nino year, because that can mean flooding. If you buy a home in a federally designated flood zone … Read more
Recently, rural properties in California have had a harder time qualifying for homeowner’s insurance. After the big fires in 2014 (and the not-so-big Black Bart Fire locally), many insurance companies have declined new requests for coverage and even opted not to renew existing policies. Why? Because the Department of Insurance disallowed a rate increase for … Read more