Now that we’re a few weeks into 2023 and your new year’s resolutions are already starting to seem like more trouble than they’re worth, may I suggest a pivot to a different resolution? Make this the year you maximize your credit score. It’s not difficult and it can have big payoffs. If you plan to … Read more
Almost everyone who buys a house needs a home loan. If you’re in the market for a new home and you want to show lenders you’re a safe bet, what should you do? Some answers are obvious. Others, not so much. Basically, lenders want to know how much money you have, how much money you’ll … Read more
If you’re thinking of buying a house (or a car, or a business, or anything else that requires a loan), be aware that lenders will use your credit score to determine whether to make the loan, how much to lend, and cost of the loan. Because credit scores consider so many variables, they can predict … Read more
If you’re in the market for a new home, before you see a single property you should get preapproved for a loan. This will save you from delays that could put your dream home out of reach, or from dropping to the bottom of the list of prospective buyers when more than one offer is … Read more