To Save on Taxes, Timing Matters
When it comes to income and investing, understanding how timing affects your taxes is a big deal.Let’s say you take a trip to Las Vegas…
Category: Real Estate
Home Energy Audits
During hot Ukiah summers, those of us who can’t live without air conditioning receive eye-popping energy bills. One way to reduce those bills is to…
Keep Your House Cool
As summers get hotter and hotter, it takes more energy to keep them cool. Here are some ways to keep costs—and temperatures—down.Shade treesOne of the…
An Ounce of Prevention – Home Safety Edition Part III
This is part of my series on home safety, this time focusing on kids.Little kids explore and get into stuff. They put things in their…
An Ounce of Prevention – Home Safety Edition
Every day, hospital emergency departments are full of patients who didn’t expect to be there. Life has a way of throwing surprises our way—some good,…
Buying a Home? The Timing on Inspections Matters
I’ve talked about home inspections many times, but I don’t usually talk about the impact of timing. If you’re buying a home, it’s important to…
Mortgage Rules You Should Break
In early 2022, mortgage rates were down around 2.5 percent. Today, they’re closer to 7.5 percent. On a 30-year, fixed-rate loan, this means your monthly…
An Ounce of Prevention – Home Safety Edition Part IV
This is part of my series on home safety, and it continues on last week’s theme of protecting kids. Previously, I talked about indoor hazards.…
An Ounce of Prevention – Home Safety Edition Part II
There’s no way to be perfectly safe unless we live in a bubble. However, there are plenty of things we can do to reduce risk.…
Homeowners’ Insurance Falls Victim to Regulation
Like most people, I don’t like paying high insurance premiums, but I do like being protected against catastrophic losses like those I would face if…