Good Fences Make Good Neighbors – Part II

Last week, I shared some ideas about how to maintain good relations with your neighbors. Disputes with neighbors can be expensive and stress provoking. In…

Keeping Your Home Safe and Healthy

Most of us vacuum our carpets and dust our shelves fairly regularly to make sure our home is a comfortable place to live. We also…

How to Avoid Giving Your Estate to the State

For the vast majority of American homeowners, their home is the single largest asset they will ever own; and like the rest of their financial…

Ukiah’s Becoming More Business-Friendly

I don’t know if you’ve noticed, but the City of Ukiah and County of Mendocino have been actively promoting economic development lately. Whether these efforts…

Ten Ways to Come Up With a Down Payment

Many people make enough money to afford monthly mortgage payments and household upkeep, but having enough cash for a down payment can be difficult. Here…

Good Fences Make Good Neighbors

 You may have heard the old adage, “Good fences make good neighbors.” Well, it’s true. Obvious boundaries can certainly reduce frustration and confusion. But good…

How to Reduce Inheritance Tax

 Last week, I mentioned a few tips about how to hold title (own real estate) in ways that help your heirs avoid the hassle and…

Making Sure You Record the Reconveyance

In California we have deeds of trust rather than mortgages, and when we get real estate loans, our lenders are typically the trustees who receive…

Ain’t Technology Grand?

While I am NOT a technology wizard, I do appreciate the convenience of having helpful information at my fingertips. It seems everyone has a cell…

Where do Lenders Get The Money to Make Loans?

In the days before giant federal lenders, local savings and loans (S&Ls) used money from depositors to make loans. S&Ls charged interest on the principal…