Keeping Your Home Safe and Healthy
Most of us vacuum our carpets and dust our shelves fairly regularly to make sure our home is a comfortable place to live. We also…
Author: Richard Selzer
How to Avoid Giving Your Estate to the State
For the vast majority of American homeowners, their home is the single largest asset they will ever own; and like the rest of their financial…
Ukiah’s Becoming More Business-Friendly
I don’t know if you’ve noticed, but the City of Ukiah and County of Mendocino have been actively promoting economic development lately. Whether these efforts…
Ten Ways to Come Up With a Down Payment
Many people make enough money to afford monthly mortgage payments and household upkeep, but having enough cash for a down payment can be difficult. Here…
Home Warranties: an Excellent Investment
Most homeowners are familiar with homeowners insurance, which covers catastrophes like natural disasters or theft, but not everyone is familiar with home warranties, which cover…
How to Reduce Inheritance Tax
Last week, I mentioned a few tips about how to hold title (own real estate) in ways that help your heirs avoid the hassle and…
Making Sure You Record the Reconveyance
In California we have deeds of trust rather than mortgages, and when we get real estate loans, our lenders are typically the trustees who receive…
Ain’t Technology Grand?
While I am NOT a technology wizard, I do appreciate the convenience of having helpful information at my fingertips. It seems everyone has a cell…
Where do Lenders Get The Money to Make Loans?
In the days before giant federal lenders, local savings and loans (S&Ls) used money from depositors to make loans. S&Ls charged interest on the principal…
Good Record Keeping Is Worth the Effort
Many of us are not as organized as we’d like to be, but sometimes it’s worth extra effort to organize records pertaining to real estate…