Is Flood Insurance Worth It? How About Earthquake Insurance?
If you buy a home in a federally designated flood zone with a federally insured loan (and most loans fall into this category), you are…
Author: brad
Here are a few answers to common real estate questions
How Can I Put Zero Cash Down And Still Buy a House?Sometimes people make enough money to pay a monthly mortgage payment, but just can’t…
Making Ukiah Safer in 2014
As some of you may have read in the paper earlier this week, my company is sponsoring a contest to make Ukiah a safer place…
What Is Seller Financing And What Should I Watch For?
When a buyer wants to purchase a property but doesn’t want to pay the whole price in cash, and the seller wants to sell the…
Water Rights 2014
As the drought continues in California, water rights will probably become more interesting to many of us, like this local Willits reader who said, “Recently…
Preparing for Winter Weather in Ukiah 2014
You’ve heard the saying, “An ounce of prevention is worth a pound of cure.” Well, it’s true with home maintenance, too. After writing about earthquakes…
What Rebates Are Available for Energy Retrofits in 2014?
I’ve talked generally about saving money by retrofitting your home with energy efficient upgrades, but after reviewing previous columns, I realize I haven’t provided specific…
Hope for the Best, But Plan for the Worst: Disaster Preparedness
Preparing for a disaster that may never occur is rarely at the top of my to do lists, and yet, at some point, it should…
Covenants and Conditions and Restrictions, Oh My!
Covenants, conditions and restrictions, or CC&Rs, are almost always put in place when a subdivision is created. They cover a large range of property rights…
Real Estate Investing – Part IV: Commercial Property
This summer I’ve written three “Real Estate Investing” columns covering single family residential properties; duplexes, four-plexes and apartment complexes with fewer than five units; and…